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Your 40s (and beyond) is a great time to get serious about building your wealth. There's a good chance your career is taking off and you're earning more money than you ever have before. With upcoming expenses like college and retirement looming, investing smartly and saving money are more important than ever.
Now is the time to make sure you're putting that money to work for you.
Pay no interest until May 2026
Imagine getting 21 months from account opening with 0% interest on a balance transfer or a big purchase. Sounds great — right? You could dramatically change your financial picture with this industry-leading card — the Wells Fargo Reflect® Card(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers (then, an APR of 18.24%, 24.74%, or 29.99% Variable applies). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 21 months from account opening on purchases; then, an APR of 18.24%, 24.74%, or 29.99% Variable applies.
The best part? There's no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Get rid of $25,000 in credit card debt
The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of credit card debt or you've been missing payments, it could be negatively impacting your credit score.
Freedom Debt Relief can work with your creditors to reduce credit card debt and get your finances back on track without needing a loan.
You could resolve your credit card debt in as little as 24-48 months with one low monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could start to work on improving your credit.
Freedom Debt Relief is America's largest debt company and has settled over $17 billion in debt and served over 1,000,000 clients. Take action now and start working toward a debt free future.
Check eligibility from Freedom Debt Relief
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.
Turn Your Home’s Value into Extra Cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool1 (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go higher.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Earn up to $360 with this cash back account
We hate to tell you this, really, but if you aren’t banking with Discover, you could be missing out on tons of cash back — up to $3602every year!
Earn up to $360 in cash back: With the Discover®️ Cashback Debit Checking account, you can earn 1% cash back on up to $3,000 in debit card purchases each month! Member FDIC. See website for details.
This account allows you to earn cash back just like a credit card, even though it’s a debit card. But unlike a credit card, you earn cash back on everything (not just certain purchases)! And it has other great perks too … enjoy Early Pay (get your paycheck up to 2 days early), no minimum deposit or monthly balance requirements, and over 60K fee-free ATMs.
Apply for an account here. Then, fund your account and start using your card immediately after receiving it — that’s the best way to start earning cash back quickly. This is a powerful way to earn up to $360 every year without much extra work!
Open your new Discover®️ Cashback Debit Checking account here
P.S. Discover will close your account if you don’t fund and use it within 45 days. Since we don’t know how long this 1% cash back benefit will last, you should take advantage of it as soon as possible.
- You could save up to $600 with some companies
- Compare dozens of providers in under 5 minutes
- Fast, free and easy way to shop for insurance
- Quickly find the perfect rate for you